Category: finances
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The Financial Implications
Shut downs of any scale disrupt the typical functioning of the economy. Every action we take makes ripple effects. Obviously, the shelter in place orders and social distancing guidelines has affected the American and global economy tremendously both on a macro and a micro level. This economic hardship has battled for attention against the death…
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Thoughts on Financial Peace University and Dave Ramsey
Even though I already had some opinions of Ramsey and his financial philosophy, I decided to approach this seminar with as open of a mind as I could. I have never read any of his books, listened to any of his podcasts, or consumed any of his other outputs. I have simply heard information secondhand…
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Check In & Reframe
So much happens in a year that the idea of yearly goals, even when followed through upon, seems foolish or at the least, short-sighted. In this post, I will revisit the goals that I have already reframed at least twice already.
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Goals and Plans
My days usually pass in consistent patterns, even in the summer. I thrive on this consistency and seek to carve out a modicum through times of unusual change. This summer has come with its fair share of bumps in the road and deviations from the original plans. Before the last third of the year begins…
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Long Term Financial Choices
In past years, I have declared financial goals or entertained long-term goals like financing adoption, purchasing a home entirely in cash, or pursuing FIRE So far, nothing has stuck. In the mean time, I set short term goals like building up a six month emergency fund or financing significant international trips. These short term goals…
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Reset and Check – In
Although, as I mentioned a few weeks ago, my brain functions with the school year as my primary mental calendar, I take every opportunity to set goals which the turnover of a new calendar year also provides. At the beginning of the year, I set three main intentions: writing deeper, running deeper, and teaching deeper.…
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Traveling on a Teacher’s Salary
So far in this blog’s short history, I have talked a lot about both traveling and personal finance. most of those posts have focused on the how. This post focuses on the why. Why do I choose to spend a comparatively high percentage of my income on travel and everything that goes along with it?…
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Sugar vs. the Budget
I have known for a while that my sweet tooth has teetered on the edge of out of control. As a child I drank a minimum of a can of soda a day. I loved fruity candy like Twizzlers and Starbust and once filled up the center portion of my Trapper Keeper notebook with Starburst…
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Uber Frugal Month – A Recap
Although a few things unexpectedly cropped up, this month was a rousing success both in savings and goal terms. I’m going to go line by line over everything I have spent this month. Don’t worry, this list isn’t very long. Charitable $396 – tithe. This is non-negotiable, the first thing that I do with my…
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2017 – The Financial Year Ahead
By the time this post publishes, the year will be 10 days old. That’s what happens when I have limited my posting schedule to once a week during the school year. (#lifeofateacher) Back to the post… A year ago I wrote out a financial goals/philosophy post. Even though I never published it, I found it…